BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//ChamberMaster//Event Calendar 2.0//EN
METHOD:PUBLISH
X-PUBLISHED-TTL:P3D
REFRESH-INTERVAL:P3D
CALSCALE:GREGORIAN
BEGIN:VEVENT
DTSTART:20110804T150000Z
DTEND:20110804T160000Z
X-MICROSOFT-CDO-ALLDAYEVENT:FALSE
SUMMARY:Business Needs To Know - Is Your Retirement Plan Protected?
DESCRIPTION:Business Needs to Know \n    \n    \n\n\n    Educational and Professional Development Program \n    \n    \n\n\n       \n    \n    \n\n \n    \n    \n\n\n    Instruction provided by Michael C. Hettenbach New York Life Insurance Co.  \n    \n    \n\n\n      \n    \n    \n\n\n    This presentation will help you learn to analyze your retirement plan and make sure you are protected during tough economic times and what steps you should take to plan ahead. \n    \n    \n\n\n    \n     \n    \n\n\n    COST: Complimentary \n    \n    \n\n\n       \n     \n    \n\n\n    Hosted by:  Sunrise Assisted Living of Beverly Hills \n    \n    \n\n\n      \n    \n    \n\n\n    RSVP required.  Space is limited.   \n    \n    \n\n\n    Online: www.BeverlyHillsChamber.com \n    \n    \n\n\n    Email: Events@BeverlyHillsChamber.com \n    \n    \n\n\n    Voice: 310.248.1000 X 114 \n    \n    \n\n\n    \n     \n    \n\n\n    Parking Cost:  Visit the Beverly Hills Public Parking Structure Guide for\n    parking locations and cost. \n    \n    \n\n\n     \n\n\n    Michael C. Hettenbach CLU\, ChFC\, CLTC \n\n\n    AVP-Regional Manager \n\n\n    Retirement Specialists-Pacific Zone\n    \n\n\n    \n    \n          \n    \n    \n\n\n    Mike has been with New York Life for 21 years.  He started as an agent in the San Bernardino General Office in 1989. \n    \n    \n\n\n    \n    \n          \n    \n    \n\n\n    Mike is the Regional Manager for the Retirement Specialist for the Pacific Agencies. Mike and his team of 6 directors\, are responsible for the production of LTC\, GLI\, Fixed Deferred Annuities\, Asset Preserver\, Guaranteed Future Income Products.\n    \n\n\n      \n    \n    \n\n\n    Before his current position Mike became a consultant for the EPI division\, (Small Group Health) in 1990.  In 1992 after New York Life sold off the Group health business\, New York Life decided to become a player in the LTC market. Mike became the first full time LTC consultant in the company.\n    \n\n\n      \n    \n    \n\n\n    In 1996 the LTC division asked him to become a Regional Manager for the LTC dedicated sales offices.  Mike was responsible for recruiting and developing agents who specialized in selling LTC.  Mike wanted to spend more time with his family\, so he left the LTC division and became the Sales Development Manager for the Riverside and Inland Empire G.O. in 1998.\n    \n\n\n    \n    \n          \n    \n    \n\n\n    In Feb 2007 he returned to the LTC division where he was the Sr. Director of LTC Sales for 7 New York Life general offices in 4 states.
X-ALT-DESC;FMTTYPE=text/html:<p style="LINE-HEIGHT: normal\; MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <b><span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: #707070\; FONT-SIZE: 18pt\; mso-bidi-font-size: 11.0pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: Georgia">Business Needs to Know </span></b><b><span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: #707070\; FONT-SIZE: 18pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: Georgia"><?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" />\n    <o:p></o:p>\n    </span></b>\n</p>\n<p style="LINE-HEIGHT: normal\; MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: Arial\; mso-bidi-font-weight: bold">Educational and Professional Development Program </span><span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: Georgia">\n    <o:p></o:p>\n    </span>\n</p>\n<p style="LINE-HEIGHT: normal\; MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <b><span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: Georgia"><span style="mso-spacerun: yes">&nbsp\;</span></span></b><span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: black\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: Georgia\; mso-bidi-font-weight: bold"><span style="mso-spacerun: yes">&nbsp\; </span>\n    <o:p></o:p>\n    </span>\n</p>\n<div style="TEXT-ALIGN: center\; LINE-HEIGHT: normal\; MARGIN: 0in 0in 0pt" class="MsoNormal" align="center"><span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: black\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: Arial\; mso-bidi-font-weight: bold"> \n    <hr align="center" size="2" width="100%" />\n    </span>\n</div>\n<p style="LINE-HEIGHT: normal\; MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <span><em>Instruction provided by&nbsp\;</em><span style="FONT-FAMILY: 'Times New Roman'\,'serif'\; FONT-SIZE: 18pt\; mso-fareast-font-family: 'Times New Roman'\; mso-ansi-language: EN-US\; mso-fareast-language: EN-US\; mso-bidi-language: AR-SA"><em><font color="#707070" size="3" face="Georgia">Michael C. Hettenbach</font></em><font color="#707070"> </font></span><font color="#707070"><em>New York Life Insurance Co.</em>&nbsp\; \n    <o:p></o:p>\n    </font></span>\n</p>\n<p style="LINE-HEIGHT: normal\; MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: black\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: 'Times New Roman'">&nbsp\; </span><span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: black\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: Georgia">\n    <o:p></o:p>\n    </span>\n</p>\n<p style="LINE-HEIGHT: normal\; MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <a name="OLE_LINK2"></a><span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: 'Times New Roman'">This presentation will help you learn to analyze your retirement plan and make sure you are protected during tough economic times and what&nbsp\;steps you should take to plan ahead.</span><span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: black\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: Georgia\; mso-bidi-font-weight: bold"> \n    <o:p></o:p>\n    </span>\n</p>\n<p style="LINE-HEIGHT: normal\; MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: Georgia\; mso-bidi-font-weight: bold">\n    <o:p>&nbsp\;</o:p>\n    </span>\n</p>\n<p style="LINE-HEIGHT: normal\; MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <b><span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: Georgia">COST:</span></b><span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: Georgia\; mso-bidi-font-weight: bold">&nbsp\;Complimentary \n    <o:p></o:p>\n    </span>\n</p>\n<p style="LINE-HEIGHT: normal\; TEXT-INDENT: 0.5in\; MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: Georgia\; mso-bidi-font-weight: bold">&nbsp\;&nbsp\;</span><b><span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: Georgia"> \n    <o:p>&nbsp\;</o:p>\n    </span></b>\n</p>\n<p style="LINE-HEIGHT: normal\; MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <b><span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: Georgia">Hosted by:&nbsp\; </span></b><span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: Georgia"><a href="http://www.sunriseseniorliving.com/communities/sunrise-of-beverly-hills.aspx">Sunrise Assisted Living of Beverly Hills</a> \n    <o:p></o:p>\n    </span>\n</p>\n<p style="LINE-HEIGHT: normal\; MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <span style="FONT-FAMILY: 'Times New Roman'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'">&nbsp\;</span><b><span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: Georgia"> \n    <o:p></o:p>\n    </span></b>\n</p>\n<p style="LINE-HEIGHT: normal\; MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <b><span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: Georgia">RSVP required</span></b><span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: Georgia\; mso-bidi-font-weight: bold">.<span style="mso-spacerun: yes">&nbsp\; </span>Space is limited.</span><span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: black\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: Georgia\; mso-bidi-font-weight: bold">&nbsp\;&nbsp\; </span><span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: 'Times New Roman'\; mso-bidi-font-weight: bold">\n    <o:p></o:p>\n    </span>\n</p>\n<p style="LINE-HEIGHT: normal\; MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: Georgia\; mso-bidi-font-weight: bold">Online: www.BeverlyHillsChamber.com \n    <o:p></o:p>\n    </span>\n</p>\n<p style="LINE-HEIGHT: normal\; MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: Georgia\; mso-bidi-font-weight: bold">Email: Events@BeverlyHillsChamber.com \n    <o:p></o:p>\n    </span>\n</p>\n<p style="LINE-HEIGHT: normal\; MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: Georgia\; mso-bidi-font-weight: bold">Voice: 310.248.1000 X 114 </span><span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: 'Times New Roman'\; mso-bidi-font-weight: bold">\n    <o:p></o:p>\n    </span>\n</p>\n<p style="LINE-HEIGHT: normal\; MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: 'Times New Roman'">\n    <o:p>&nbsp\;</o:p>\n    </span>\n</p>\n<p style="LINE-HEIGHT: normal\; MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: Georgia">Parking Cost:&nbsp\; Visit the <a href="http://beverlyhillscacoc.weblinkconnect.com/cwt/external/wcpages/wcwebcontent/webcontentpage.aspx?contentid=512"><span style="COLOR: blue">Beverly Hills Public Parking Structure Guide</span></a></span><span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: black\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: Georgia">&nbsp\;</span><span style="FONT-FAMILY: 'Georgia'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'\; mso-bidi-font-family: Georgia">for\n    parking locations and cost. </span><span style="FONT-FAMILY: 'Times New Roman'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'">\n    <o:p></o:p>\n    </span>\n</p>\n<p style="LINE-HEIGHT: normal\; MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <span style="FONT-FAMILY: 'Times New Roman'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'"><span style="FONT-FAMILY: 'Georgia'\,'serif'"><font color="#000000"></font></span></span> \n</p>\n<p style="LINE-HEIGHT: normal\; MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <span style="FONT-FAMILY: 'Times New Roman'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'"><span style="FONT-FAMILY: 'Georgia'\,'serif'"><u><font color="#707070">Michael C. Hettenbach CLU\, ChFC\, CLTC</font></u></span></span> \n</p>\n<p style="LINE-HEIGHT: normal\; MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <span style="FONT-FAMILY: 'Times New Roman'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'"><span style="FONT-FAMILY: 'Georgia'\,'serif'"></span><span style="FONT-FAMILY: 'Georgia'\,'serif'"><font color="#707070">AVP-Regional Manager </font></span></span>\n</p>\n<p style="LINE-HEIGHT: normal\; MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <span style="FONT-FAMILY: 'Times New Roman'\,'serif'\; COLOR: #707070\; FONT-SIZE: 12pt\; mso-fareast-font-family: 'Times New Roman'"><span style="FONT-FAMILY: 'Georgia'\,'serif'"></span><span style="FONT-FAMILY: 'Georgia'\,'serif'"><font color="#707070">Retirement Specialists-Pacific Zone<o:p></o:p>\n    </font></span></span>\n</p>\n<p style="TEXT-ALIGN: center\; MARGIN: 0in 0in 0pt" class="MsoNormal" align="center">\n    <span style="FONT-FAMILY: 'Georgia'\,'serif'">\n    <o:p>\n        <font color="#707070">&nbsp\;</font> \n    </o:p>\n    </span>\n</p>\n<p style="MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <span style="FONT-FAMILY: 'Georgia'\,'serif'"><font color="#707070">Mike has been with New York Life for 21 years.<span style="mso-spacerun: yes">&nbsp\; </span>He started as an agent in the San Bernardino General Office in 1989. \n    <o:p></o:p>\n    </font></span>\n</p>\n<p style="MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <span style="FONT-FAMILY: 'Georgia'\,'serif'">\n    <o:p>\n        <font color="#707070">&nbsp\;</font> \n    </o:p>\n    </span>\n</p>\n<p style="MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <span style="FONT-FAMILY: 'Georgia'\,'serif'"><font color="#707070">Mike is the Regional Manager for the Retirement Specialist for the Pacific Agencies. Mike and his team of 6 directors\, are responsible for the production of LTC\, GLI\, Fixed Deferred Annuities\, Asset Preserver\, Guaranteed Future Income Products.<o:p></o:p>\n    </font></span>\n</p>\n<p style="MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <span style="FONT-FAMILY: 'Georgia'\,'serif'"><font color="#707070"><span style="mso-spacerun: yes">&nbsp\;</span> \n    <o:p></o:p>\n    </font></span>\n</p>\n<p style="MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <span style="FONT-FAMILY: 'Georgia'\,'serif'"><font color="#707070">Before his current position Mike became a consultant for the EPI division\, (Small Group Health) in 1990.<span style="mso-spacerun: yes">&nbsp\; </span>In 1992 after New York Life sold off the Group health business\, New York Life decided to become a player in the LTC market. Mike became the first full time LTC consultant in the company.<o:p></o:p>\n    </font></span>\n</p>\n<p style="MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <span style="FONT-FAMILY: 'Georgia'\,'serif'"><font color="#707070"><span style="mso-spacerun: yes">&nbsp\; </span>\n    <o:p></o:p>\n    </font></span>\n</p>\n<p style="MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <span style="FONT-FAMILY: 'Georgia'\,'serif'"><font color="#707070">In 1996 the LTC division asked him to become a Regional Manager for the LTC dedicated sales offices.<span style="mso-spacerun: yes">&nbsp\; </span>Mike was responsible for recruiting and developing agents who specialized in selling LTC.<span style="mso-spacerun: yes">&nbsp\; </span>Mike wanted to spend more time with his family\, so he left the LTC division and became the Sales Development Manager for the Riverside and Inland Empire G.O. in 1998.<o:p></o:p>\n    </font></span>\n</p>\n<p style="MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <span style="FONT-FAMILY: 'Georgia'\,'serif'">\n    <o:p>\n        <font color="#707070">&nbsp\;</font> \n    </o:p>\n    </span>\n</p>\n<p style="MARGIN: 0in 0in 0pt" class="MsoNormal">\n    <span style="FONT-FAMILY: 'Georgia'\,'serif'"><font color="#000000"><font color="#707070">In Feb 2007 he returned to the LTC division where he was the Sr. Director of LTC Sales for 7 New York Life general offices in 4 states.</font><span style="mso-spacerun: yes">&nbsp\; </span></font></span>\n</p>
LOCATION:
UID:e.1702.517
SEQUENCE:3
DTSTAMP:20260410T194332Z
URL:https://members.beverlyhillschamber.com/events/details/business-needs-to-know-is-your-retirement-plan-protected-08-04-2011-517
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